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Professional Indemnity Insurance

Professional Indemnity Insurance is written on a claims made basis. This means that the policy has to be in force at the time that a claim is made, rather than at the time the event occurred.

To provide cover for claims which may arise from work done under a previous insurance policy, most Professional Indemnity policies include the option for Retroactive Cover. Generally speaking, this cover would only cover you back to the last break in continuous insurance, and have an additional premium to include it, dependent on the period of time to be insured.

Our policy automatically includes retroactive cover back to the date of incorporation of your company, or the date you started trading.